🎰 Disney Vacation Ownership & Flexible Timeshare Program | Disney Vacation Club

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Here's What You NEED to Know About Disney Vacation Club!

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Disney Vacation Club reservations and DVC rentals. Stay on-site with a dvc rental at Walt Disney world by renting a DVC resort from an owner. Up to 60% off​.


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Whether you're a guest or a DVC member, the DVC Rental Store helps you navigate the process of renting DVC points.


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The Disney Vacation Club (DVC) is a vacation timeshare program owned and operated by a suburb of Washington, D.C., to potentially build a resort similar to the three Disney Vacation Club resorts not located at Walt Disney World.


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5 Unique Disney Vacation Club Accommodation Options

Once the offer is accepted, it has to be sent to Disney for them to decide whether to exercise their right of first refusal, followed by the titling and deed recording process. Most studios sleep 4 plus one baby under age 3 in a crib in two queen beds or a queen bed and a queen- or full-size sofa bed. Special assessments are possible if something unforeseen occurs i. DVC members who purchase directly from Disney or who purchased via resale before April 4, receive a few extra benefits , including discounts at certain Disney World and Disneyland restaurants and shops these change frequently and discounts on Walt Disney World Annual Passes. Those core privileges make up the primary value of DVC.{/INSERTKEYS}{/PARAGRAPH} That said, the pull-down beds at Riviera are very nice and really equivalent in comfort to a normal hotel bed. Among other things, your points are not good forever: they expire on January 31st of , , , , , or depending on which resort you buy into. The merchandise and food discounts are unlikely to amount to nearly as much money, unless you plan to eat at lot of very expensive restaurants or buy a massive number of souvenirs. If you would normally average less than that per year for your accommodations, DVC is probably not going to save you money. They save a substantial amount on Annual Passes at Walt Disney World, a small amount on first-time Annual Passes at Disneyland, and get some restaurant and merchandise discounts but this varies and is always subject to change. Consult your tax advisor for details. Once you find one and make an offer, the seller may decide to take a different offer, and then you have to wait for another one to come along. However, the number of discounted rooms has gone down each year lately, and in Disney eliminated their AAA discount, which was the only discount that was available almost all of the year. There are third-party timeshare lenders, and some of the resale companies can help facilitate the process of taking out a loan with one of them. The Dining Plans are available to the general public only as part of a vacation package, so this is a nice benefit for those DVC members who like the Disney Dining Plans. One last note on this topic: the scenarios above do not take into account a major benefit to investing the money instead of spending it on a DVC membership: your money remains liquid and available in case of emergency or changes in your financial situation. Depending on the ages of the people in your group, this may save you a bit. For example:. Disney has their own lending arm, so they can get you financing very quickly and easily, whereas financing a resale purchase can be a little trickier. The exact configurations vary, but generally there is a king bed in one bedroom; two queens or a queen and a full-size pullout sofa in each of the other two bedrooms; and a full- or queen-size pullout sofa in the living room. Note that calculations were based on numbers and assume 3. And finally, resale DVC points purchased after January 19, cannot be used to book at the newly built Riviera Resort unless they are Riviera Resort points , and points for the Riviera Resort that were purchased via resale will only be eligible for booking at the Riviera resort, not other DVC resorts. In the scenarios expressed on this page, we assumed a 3. This is true whether you use your own points, rent points or pay cash. Each each year you add the same amount of money you would have paid in DVC fees. DVC contracts last a long time. {PARAGRAPH}{INSERTKEYS}Facebook Twitter. If you think it will be higher, you should adjust your calculations accordingly. We also assumed there would be equivalent annual increases in dues, resort rates and cost to rent points. If you just want to buy into DVC as quickly as possible so you can start using it right away, buying direct from Disney is usually the best bet. If you think resort rates will go up faster than DVC dues increases, that will tend to make DVC membership look more attractive. Every family can generate a different scenario. The discount for WDW annual passes is the big one. Most Grand Villas have 4 bathrooms β€” one for each of the bedrooms, plus an extra off the living room area. If Disney does take the contract back via right of first refusal, it costs you nothing, but now you have to go back to the beginning and find a new contract to make an offer on. The assumptions include NOT financing the purchase. Then you pay cash for your vacation each year out of this investment account. On the other hand, there is a major advantage in your DVC membership having an expiration date: eventually you can get out of it! Most of the time, an offer that low will be taken by Disney under its right of first refusal. Important note: newly purchased resale points do not have all the same privileges as points purchased directly from Disney. A portion of your dues is allocated to a capital reserve fund for major refurbishments. The single biggest reason people sell timeshares is that they can no longer afford the membership fees, which inevitably go up and up. If your dates are flexible and you can go in the off-season you can probably get some kind of discount, but if you need to go during school vacations room discounts are going to be harder to get. While Disney likes to emphasize the flexibility of the points system and your ability to use them outside of Disney, the reality is that the most cost-effective use of DVC points is at the DVC resorts. The Treehouses at Saratoga Springs Resort have 3 bedrooms and sleep 9 plus one baby under age 3 in a crib. Keep in mind that you get discounts as long as you own at least 75 direct-purchased points. In the sections below, we offer some thoughts on these issues. If you want to see how the above scenarios were calculated, right-click on this link and download the Excel file. Adjustments are always possible if the projected reserve needs vary from actual experience, although Disney has been in lodging business for many decades and has considerable experience in what long-term costs to expect. If you want a specific size at a smaller resort, it can take some time for one to come up. If you do decide to finance the purchase, evaluate all possible options first before just taking the Disney financing. The Tower Studios at the Riviera Resort have just the pull-down queen bed β€” there is no normal bed in the room. And if you think resort rates will go up slower than DVC dues increases, that tends to make DVC membership less attractive. Another difference between buying direct and resale is the ease and cost of financing. Realistically, there is a reason why there are always DVC resales available: people do get in over their heads, or just change their minds. Remember that the cost of accommodations is actually a small fraction of the overall cost of a vacation. In the following scenarios, a point direct DVC purchase beats investing the money buy-in amount plus annual fees and paying cash for your annual vacations:. Disney then needs to get you registered as a member in their system. The effect of annual dues increases on the total cost of DVC membership must be considered. If you invest the money and want to stop vacationing at Disney World, you can easily divert the money to other uses. When she became a member, she had small children and went to Disney World every year. DVC may still be a decent bet. If your lifestyle changes, you get tired of Disney vacations, or you suffer financial reverses, the dues can become a burden. DVC members do qualify for some discounts that may help with these additional vacation expenses though only if they buy at least some of their points direct from Disney. Resale buyers still have the same core privileges for booking DVC resorts as those who buy from Disney: the ability to book rooms 11 months in advance at your home resort or 7 months in advance for other DVC resorts except for Riviera buyers, who can only book at Riviera. Given the success of DVC, there is every reason to expect that additional resorts will be built, with later and later expiration dates. If you have points purchased resale and 75 purchased direct from Disney, you get the same discounts as if you had bought them all direct. Of course, the value of a dollar will almost certainly be lower by then, due to inflation. Or you can rent out excess points. We can tell you from personal experience that the process can feel maddening. With a resale, you first have to find a good contract. To be honest, the costs of financing a DVC membership, no matter who you take the loan with, strike us as far too high. That may make sense for some folks, but our advice is to run the numbers carefully. Like the DVC resort dues increases, the rate increases at the Disney resort hotels are not consistent. Naturally Disney will suggest otherwise, because it makes a lot of money on the financing. You just have to understand that the process can be slow, sometimes frustratingly slow. Disney expedites the deed recording process and you can usually get a reservation as soon as you sign the paperwork, even before the deed is officially recorded with the state. Also, the villas have full kitchens , which could help a bit with the costs, since some meals can be made in the unit. We first created the spreadsheet linked above in All things considered, we did pretty well, which gives us confidence that our projections are in the right ballpark. Keep in mind, though, that there are lots of point contracts available resale, but very few that are really small or really large. Generally only the newest resorts are available for immediate purchase directly through Disney. By contrast, the Disney resort hotels charge extra if you have more than 2 adults defined as 18 and older in a room. You can bank your annual points, allowing you to skip a year. Among the factors to consider are your vacation habits , whether you can afford the initial buy-in cost and its associated opportunity cost and whether you can handle the annual dues be sure to account for annual dues increases. Presumably these same restrictions will be applied to any new resorts built in the future. Coronavirus-related update: Disney Vacation Club resort at Walt Disney World have reopened with enhanced cleaning measures and other safety and cleanliness protocols. Assuming 3. For bigger resorts like Saratoga Springs, you may be able to get points immediately or within a few weeks or months. Will you still want to go to Disney World every year, 25 years from now? For purposes of this example, points would cover 11 nights of vacation in a Saratoga Springs Studio unit: a 6-night stay including one weekend night in Magic Season and a 5-night stay including one weekend night in Choice season. You can purchase a contract at any DVC resort from current owners who want to get rid of their memberships, through the resale market. We did this, and also looked at spreadsheets done by others. If we had to borrow the money, we definitely would not join. When you compare such an investment against a DVC purchase, the results will depend on a number of factors, including your vacation habits how much time will you be spending at Disney World, Disneyland and other DVC resorts in the next years? If you want to pay the lowest amount possible, buying resale is usually the best bet. For popular, small resorts like Beach Club or Grand Californian, the waiting lists can stretch for several years. There is one queen bed each of the first two bedrooms; bunk beds in the third bedroom; and a Full-size pullout sofa and a Twin-size pullout chair in the living room. Be sure to research before making your offer, so that you have a reasonable expectation of actually getting the contract.